Rate Holds Explained.
November 24, 2020
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Welcome
Whether you are buying for the first time or are a very experienced buyer, I have access to the very best mortgage products and rates available across Canada. Give me a call… I would love the opportunity to work with you!
Get in TouchCurrent Rates
My rates are always competitive and I pride myself on making sure that you get the best possible rate & conditions available to you.
Current Rates
Current variable mortgage rate is
6.30%
Current prime rate is
7.20%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 6.59%
- $675.29
- 7.49%
- $730.93
- $-55.64
-
- 1 Year
- 7.84%
- $753.03
- 6.74%
- $684.44
- $68.59
-
- 2 Years
- 7.34%
- $721.53
- 6.37%
- $661.96
- $59.57
-
- 3 Years
- 6.99%
- $699.80
- 5.44%
- $606.90
- $92.90
-
- 4 Years
- 6.79%
- $687.50
- 5.52%
- $611.56
- $75.94
-
- 5 Years
- 6.84%
- $690.57
- 4.99%
- $581.04
- $109.53
-
- 7 Years
- 7.10%
- $706.60
- 6.09%
- $645.17
- $61.43
-
- 10 Years
- 7.25%
- $715.92
- 6.14%
- $648.15
- $67.77
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
My Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Apply NowThere are two ways to get a mortgage in Canada: From a bank or from Licensed Mortgage Broker Chelsey Johnson.
Chelsey at ClearMortgage sends millions of dollars in mortgage volumes each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering her clients more options, and access to hundreds of mortgage products! As a result, her clients benefit from knowing they are getting the best mortgage for their particular needs.
Chelsey was born and raised in the Okanagan Valley, and is ecstatic to continue to call it home. Chelsey is a member of the Junior Chamber International in Penticton and is always actively involved in her community and various charities.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Very knowledgeable and professional. Chelsey didn’t add any pressure to our situation. I would highly recommend her as a Mortgage Broker!
Alex Vikner, Penticton, BC
Chelsey was fantastic in helping my wife and I find an ideal mortgage! Knowledgeable, very communicative, and all-around a pleasure to work with. I can’t think of a single thing she could have done better or a single reason not to strongly recommend her to anyone looking for assistance with a mortgage!
Joel Brooks, Summerland
Our experience with Chelsey was absolutely amazing! We first filled out an application while looking for properties and she was very quick to give us an approved amount. Once we found a property she worked so efficiently to make sure everything went through smoothly, she even worked through the long weekend to make sure our deadlines were met. Best experience I’ve had with a mortgage broker!
Megan Kulyk, Penticton BC
We first met Chelsey Johnson two years ago 2018 when we applied for a mortgage pre approval. We met at her office and took care of us. She answered all of our questions and gave advices on how to get a better offer in the future. At that time, we found out we are not ready to buy a house yet but she was very patient and made sure we are aware on what to do next. We followed all her suggestions and two years later we again got in touch with her and just a month after we bought our first home in Penticton! She exceeded our expectations and found ways to make the process a breeze. I highly recommend Chelsey. Friendly, knowledgeable and professional. Thank you Chelsey!
Sheila Mindo, Penticton BC
Chelsey was fantastic to work with and was always available and quick to answer any questions we had, and as first time home buyers we had a ton of questions. She’s friendly and professional and was great about keeping us updated on any changes in rates. I’d highly recommend her to anyone looking!
Paige T, Penticton BC
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