Rate Holds Explained.
November 24, 2020
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Welcome
Whether you are buying for the first time or are a very experienced buyer, I have access to the very best mortgage products and rates available across Canada. Give me a call… I would love the opportunity to work with you!
Get in TouchCurrent Rates
My rates are always competitive and I pride myself on making sure that you get the best possible rate & conditions available to you.
Current Rates
Current variable mortgage rate is
1.35%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 1.84%
- $415.77
- $46.77
-
- 2 Years
- 2.94%
- $470.17
- 1.54%
- $401.59
- $68.59
-
- 3 Years
- 3.49%
- $498.74
- 1.69%
- $408.64
- $90.10
-
- 4 Years
- 3.74%
- $512.02
- 2.09%
- $427.81
- $84.21
-
- 5 Years
- 4.59%
- $558.49
- 2.24%
- $435.12
- $123.37
-
- 7 Years
- 5.35%
- $601.69
- 2.94%
- $470.17
- $131.52
-
- 10 Years
- 5.60%
- $616.23
- 3.30%
- $488.77
- $127.45
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
My Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
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Apply NowThere are two ways to get a mortgage in Canada: From a bank or from Licensed Mortgage Broker Chelsey Johnson.
Chelsey at ClearMortgage sends millions of dollars in mortgage volumes each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering her clients more options, and access to hundreds of mortgage products! As a result, her clients benefit from knowing they are getting the best mortgage for their particular needs.
Chelsey was born and raised in the Okanagan Valley, and is ecstatic to continue to call it home. Chelsey is a member of the Junior Chamber International in Penticton and is always actively involved in her community and various charities.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Chelsey made the horrid task of remortgaging a breeze for me. She managed to get me an interest rate that exceeded my expectations. I would highly recommend her to friends, family and clients! Excellent job Chelsea and a sincere thank-you from me.
Nina Best
What Can I say about Chelsey. She is AMAZING!!
We had some complications and delays with our purchase and she stayed in touch and offered suggestions to help with the situation.She was also very patient and understanding. She is vey professional and organized . She always kept our best interests in mind when obtaining our loan. I wouldn’t hesitate at all to recommend her fo anyone needing to obtain a loan. I loved working with her and she made a very stressful time a lot less stressful.
Shane Cook, Vancouver BC
Chelsey was incredibly knowledgeable and professional. Whenever we had a question she got back to us quickly and put our minds at ease.
She made the process or purchasing our first house very enjoyable and she took a lot of the stress off of us which was great especially as a first time home buyer. I would 100% recommend her to anyone purchasing a home and wanting to get a great mortgage rate.
She made the process or purchasing our first house very enjoyable and she took a lot of the stress off of us which was great especially as a first time home buyer. I would 100% recommend her to anyone purchasing a home and wanting to get a great mortgage rate.
Jeremy Hepso, Penticton BC
Chelsey is not only great to work with, she is quick to respond to any questions I had. Would highly recommend her!
Michelle LaPorte, Penticton BC
Chelsey helped us with every step along the way. She made the process effortless for us! We would definitely recommend her. There were a couple hiccups with the lender and Chelsey helped us get the documents we needed. She went above and beyond to make sure everything worked out for us! Couldn’t be happier with her service.
Abigail Bicknell, Penticton BC
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