Rate Holds Explained.
November 24, 2020
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Welcome
Whether you are buying for the first time or are a very experienced buyer, I have access to the very best mortgage products and rates available across Canada. Give me a call… I would love the opportunity to work with you!
Get in TouchCurrent Rates
My rates are always competitive and I pride myself on making sure that you get the best possible rate & conditions available to you.
Current Rates
Current variable mortgage rate is
1.70%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.09%
- $477.88
- 2.79%
- $462.54
- $15.34
-
- 1 Year
- 3.14%
- $480.46
- 1.74%
- $411.01
- $69.45
-
- 2 Years
- 3.19%
- $483.05
- 1.69%
- $408.64
- $74.41
-
- 3 Years
- 3.49%
- $498.74
- 1.69%
- $408.64
- $90.10
-
- 4 Years
- 3.74%
- $512.02
- 1.74%
- $411.01
- $101.01
-
- 5 Years
- 4.59%
- $558.49
- 1.79%
- $413.39
- $145.10
-
- 7 Years
- 5.35%
- $601.69
- 2.54%
- $449.96
- $151.73
-
- 10 Years
- 5.60%
- $616.23
- 2.94%
- $470.17
- $146.05
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
My Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
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Apply NowThere are two ways to get a mortgage in Canada: From a bank or from Licensed Mortgage Broker Chelsey Johnson.
Chelsey at ClearMortgage sends millions of dollars in mortgage volumes each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering her clients more options, and access to hundreds of mortgage products! As a result, her clients benefit from knowing they are getting the best mortgage for their particular needs.
Chelsey was born and raised in the Okanagan Valley, and is ecstatic to continue to call it home. Chelsey is a member of the Junior Chamber International in Penticton and is always actively involved in her community and various charities.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Chelsey went above and beyond to help us in every aspect of the mortgage process! I would 100% recommend her to anyone! Very professional and punctual. She made the process effortless for us!
Reid Bicknell, Penticton BC
I am SO IMPRESSED by this ladys’ energy and tenacity. Chelsey cares about people and it really shows when she is working for you. If I need a mortgage again, I will call this amazing lady!! If you need a first mortgage or to refinance Chelsey Johnson is your broker!!!
So impressed!!
Jana Dugo, Penticton BC
It’s extremely stressful going through the process of renewing or obtaining a new mortgage.. These days Lenders are extremely particular and want so much info. Chelsey Johnson promised she’d take care of me worry free, she certainly did. Chelsey is professional, knowledgeable , reliable, kind , caring, takes care of you as she would a family member. She made herself readily available short notice and responded to my every question quickly .. I wouldn’t hesitate to recommend Chelsey at Dominion lending ..
Jeanine Vallee, Penticton BC
Chelsey is not only great to work with, she is quick to respond to any questions I had. Would highly recommend her!
Michelle LaPorte, Penticton BC
If my husband and I could give Chelsey Johnson a 10 Star, we would give her ten. We are so incredibly grateful we picked Chelsey to be our Mortgage Broker. This lady’s energy is magnetic and very professional. Chelsey is knowledgeable and reliable, she was there to answer all our questions, working through the holidays for us. She made herself available to us with very short notice. We bought property which had its challenges, but Chelsey was on top of all the information we needed so we could make the best-informed decision. She went above and beyond to help make our dream property/home come true. She cares greatly about her clients and it shows in her work. I would highly recommend this lady to take care of your mortgage, she’s professional, reliable, knowledgeable, has positive energy and cares about all your needs. Do yourself a favour and hire this lady be your Mortgage Broker. *10 Stars*
Sherelle Milburn, Rossland
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