Rate Holds Explained.
November 24, 2020
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Welcome
Whether you are buying for the first time or are a very experienced buyer, I have access to the very best mortgage products and rates available across Canada. Give me a call… I would love the opportunity to work with you!
Get in TouchCurrent Rates
My rates are always competitive and I pride myself on making sure that you get the best possible rate & conditions available to you.
Current Rates
Current variable mortgage rate is
1.35%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 2.19%
- $432.68
- $29.86
-
- 2 Years
- 2.94%
- $470.17
- 1.99%
- $422.97
- $47.20
-
- 3 Years
- 3.49%
- $498.74
- 2.34%
- $440.04
- $58.71
-
- 4 Years
- 3.74%
- $512.02
- 2.49%
- $447.47
- $64.55
-
- 5 Years
- 4.59%
- $558.49
- 2.59%
- $452.46
- $106.03
-
- 7 Years
- 5.35%
- $601.69
- 2.94%
- $470.17
- $131.52
-
- 10 Years
- 5.60%
- $616.23
- 3.30%
- $488.77
- $127.45
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
My Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Apply NowThere are two ways to get a mortgage in Canada: From a bank or from Licensed Mortgage Broker Chelsey Johnson.
Chelsey at ClearMortgage sends millions of dollars in mortgage volumes each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering her clients more options, and access to hundreds of mortgage products! As a result, her clients benefit from knowing they are getting the best mortgage for their particular needs.
Chelsey was born and raised in the Okanagan Valley, and is ecstatic to continue to call it home. Chelsey is a member of the Junior Chamber International in Penticton and is always actively involved in her community and various charities.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Our experience with Chelsey was absolutely amazing! We first filled out an application while looking for properties and she was very quick to give us an approved amount. Once we found a property she worked so efficiently to make sure everything went through smoothly, she even worked through the long weekend to make sure our deadlines were met. Best experience I’ve had with a mortgage broker!
Megan Kulyk, Penticton BC
Chelsey was incredibly knowledgeable and professional. Whenever we had a question she got back to us quickly and put our minds at ease.
She made the process or purchasing our first house very enjoyable and she took a lot of the stress off of us which was great especially as a first time home buyer. I would 100% recommend her to anyone purchasing a home and wanting to get a great mortgage rate.
She made the process or purchasing our first house very enjoyable and she took a lot of the stress off of us which was great especially as a first time home buyer. I would 100% recommend her to anyone purchasing a home and wanting to get a great mortgage rate.
Jeremy Hepso, Penticton BC
Chelsey was great at getting us out of debt. I would highly recommend using her as a mortgage broker. My wife and I were deal with ongoing debt we have been dealing with for over 6 years since. From the right Lender to having a property assessment done, Thank you so much Chelsey for helping us out.
Kyle Bauder, Penticton BC
Chelsey was fantastic to work with and was always available and quick to answer any questions we had, and as first time home buyers we had a ton of questions. She’s friendly and professional and was great about keeping us updated on any changes in rates. I’d highly recommend her to anyone looking!
Paige T, Penticton BC
Chelsey is very friendly, knowledgeable and was very professional when I met with her to go over my mortgage renewal options. I would highly recommend using Chelsey as a Mortgage Broker.
Michelle Rolston, Penticton BC
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