Rate Holds Explained.
November 24, 2020
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Welcome
Whether you are buying for the first time or are a very experienced buyer, I have access to the very best mortgage products and rates available across Canada. Give me a call… I would love the opportunity to work with you!
Get in TouchCurrent Rates
My rates are always competitive and I pride myself on making sure that you get the best possible rate & conditions available to you.
Current Rates
Current variable mortgage rate is
1.35%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 2.19%
- $432.68
- $29.86
-
- 2 Years
- 2.94%
- $470.17
- 1.99%
- $422.97
- $47.20
-
- 3 Years
- 3.49%
- $498.74
- 2.54%
- $449.96
- $48.78
-
- 4 Years
- 3.74%
- $512.02
- 2.64%
- $454.97
- $57.05
-
- 5 Years
- 4.59%
- $558.49
- 2.69%
- $457.48
- $101.00
-
- 7 Years
- 5.35%
- $601.69
- 3.04%
- $475.30
- $126.39
-
- 10 Years
- 5.60%
- $616.23
- 3.30%
- $488.77
- $127.45
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
My Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Apply NowThere are two ways to get a mortgage in Canada: From a bank or from Licensed Mortgage Broker Chelsey Johnson.
Chelsey at ClearMortgage sends millions of dollars in mortgage volumes each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering her clients more options, and access to hundreds of mortgage products! As a result, her clients benefit from knowing they are getting the best mortgage for their particular needs.
Chelsey was born and raised in the Okanagan Valley, and is ecstatic to continue to call it home. Chelsey is a member of the Junior Chamber International in Penticton and is always actively involved in her community and various charities.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
If my husband and I could give Chelsey Johnson a 10 Star, we would give her ten. We are so incredibly grateful we picked Chelsey to be our Mortgage Broker. This lady’s energy is magnetic and very professional. Chelsey is knowledgeable and reliable, she was there to answer all our questions, working through the holidays for us. She made herself available to us with very short notice. We bought property which had its challenges, but Chelsey was on top of all the information we needed so we could make the best-informed decision. She went above and beyond to help make our dream property/home come true. She cares greatly about her clients and it shows in her work. I would highly recommend this lady to take care of your mortgage, she’s professional, reliable, knowledgeable, has positive energy and cares about all your needs. Do yourself a favour and hire this lady be your Mortgage Broker. *10 Stars*
Sherelle Milburn, Rossland
Very professional and helpful every step of the way!! Chelsey made getting a mortgage easy and way less stressful. Would HIGHLY recommend her to everyone.
Tina Johns, Alberta
Chelsey was great to work with! Super friendly, efficient, and worked hard to get the best mortgage option for me. I would definitely work with Chelsey again and recommend her to others!
Chelsey is on the ball and so easy to deal with! She was able to get creative and help my client secure financing in a short amount of time. I would recommend Chelsey again in a heartbeat!
Dustin Herbison, Kelowna BC
Not only did Chelsey do a great job on my personal mortgage, I refer my clients to her every chance I get. She’s efficient, professional, knowledgeable and a pleasure to work with.
Pamela Johnson, Penticton BC
Our calculators will allow you to explore your Mortgage options.
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