Rate Holds Explained.
November 24, 2020
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Welcome
Whether you are buying for the first time or are a very experienced buyer, I have access to the very best mortgage products and rates available across Canada. Give me a call… I would love the opportunity to work with you!
Get in TouchCurrent Rates
My rates are always competitive and I pride myself on making sure that you get the best possible rate & conditions available to you.
Current Rates
Current variable mortgage rate is
1.45%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 1.84%
- $415.77
- $46.77
-
- 2 Years
- 2.94%
- $470.17
- 1.54%
- $401.59
- $68.59
-
- 3 Years
- 3.49%
- $498.74
- 1.54%
- $401.59
- $97.16
-
- 4 Years
- 3.74%
- $512.02
- 1.84%
- $415.77
- $96.25
-
- 5 Years
- 4.59%
- $558.49
- 2.09%
- $427.81
- $130.68
-
- 7 Years
- 5.35%
- $601.69
- 2.84%
- $465.07
- $136.61
-
- 10 Years
- 5.60%
- $616.23
- 3.24%
- $485.65
- $130.58
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
My Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Apply NowThere are two ways to get a mortgage in Canada: From a bank or from Licensed Mortgage Broker Chelsey Johnson.
Chelsey at ClearMortgage sends millions of dollars in mortgage volumes each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering her clients more options, and access to hundreds of mortgage products! As a result, her clients benefit from knowing they are getting the best mortgage for their particular needs.
Chelsey was born and raised in the Okanagan Valley, and is ecstatic to continue to call it home. Chelsey is a member of the Junior Chamber International in Penticton and is always actively involved in her community and various charities.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Chelsey went above and beyond to help us in every aspect of the mortgage process! I would 100% recommend her to anyone! Very professional and punctual. She made the process effortless for us!
Reid Bicknell, Penticton BC
Our experience with Chelsey was absolutely amazing! We first filled out an application while looking for properties and she was very quick to give us an approved amount. Once we found a property she worked so efficiently to make sure everything went through smoothly, she even worked through the long weekend to make sure our deadlines were met. Best experience I’ve had with a mortgage broker!
Megan Kulyk, Penticton BC
I highly recommend Chelsey Johnson! Chelsey worked with my fiance and I for over year, ensuring that we found a mortgage that was suitable for our situation. She did not hesitate to run numbers for us whether it was morning, noon, or night! Choosing Chelsey as our mortgage broker didn’t cost us a cent, we gained knowledge and advice we otherwise would not have received had we not chosen a mortgage broker such as Chelsey.
Kyla Virtue, Penticton BC
Chelsey was great to work with! Super friendly, efficient, and worked hard to get the best mortgage option for me. I would definitely work with Chelsey again and recommend her to others!
Chelsey Johnson was SO great to work with, I’d highly recommend her! She was extremely patient & willing to run SO many number options for me, until I finally decided on a home. She answered all my questions so promptly, no matter what time of day/night (no bank would ever do that for you!). I’ve had 2 mortgages in the past but was so happy with her services, that I will 100% be using her when it comes to re-mortgage. It’s just a bonus that she got me such a low interest rate, even my notary said “wow that’s a great rate”. I’d definitely recommend her to all my family & friends – thanks again Chelsey
Chanelle Kuhn, Penticton BC
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