Rate Holds Explained.
November 24, 2020
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Welcome
Whether you are buying for the first time or are a very experienced buyer, I have access to the very best mortgage products and rates available across Canada. Give me a call… I would love the opportunity to work with you!
Get in TouchCurrent Rates
My rates are always competitive and I pride myself on making sure that you get the best possible rate & conditions available to you.
Current Rates
Current variable mortgage rate is
6.30%
Current prime rate is
7.20%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 6.59%
- $675.29
- 6.25%
- $654.74
- $20.55
-
- 1 Year
- 7.59%
- $737.22
- 7.04%
- $702.89
- $34.33
-
- 2 Years
- 7.14%
- $709.08
- 6.99%
- $699.80
- $9.28
-
- 3 Years
- 6.94%
- $696.72
- 6.54%
- $672.25
- $24.46
-
- 4 Years
- 6.79%
- $687.50
- 6.39%
- $663.17
- $24.33
-
- 5 Years
- 6.84%
- $690.57
- 5.79%
- $627.38
- $63.19
-
- 7 Years
- 7.10%
- $706.60
- 6.39%
- $663.17
- $43.43
-
- 10 Years
- 7.25%
- $715.92
- 6.44%
- $666.19
- $49.73
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
My Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
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Apply NowThere are two ways to get a mortgage in Canada: From a bank or from Licensed Mortgage Broker Chelsey Johnson.
Chelsey at ClearMortgage sends millions of dollars in mortgage volumes each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering her clients more options, and access to hundreds of mortgage products! As a result, her clients benefit from knowing they are getting the best mortgage for their particular needs.
Chelsey was born and raised in the Okanagan Valley, and is ecstatic to continue to call it home. Chelsey is a member of the Junior Chamber International in Penticton and is always actively involved in her community and various charities.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Our experience with Chelsey was absolutely amazing! We first filled out an application while looking for properties and she was very quick to give us an approved amount. Once we found a property she worked so efficiently to make sure everything went through smoothly, she even worked through the long weekend to make sure our deadlines were met. Best experience I’ve had with a mortgage broker!
Megan Kulyk, Penticton BC
What Can I say about Chelsey. She is AMAZING!!
We had some complications and delays with our purchase and she stayed in touch and offered suggestions to help with the situation.She was also very patient and understanding. She is vey professional and organized . She always kept our best interests in mind when obtaining our loan. I wouldn’t hesitate at all to recommend her fo anyone needing to obtain a loan. I loved working with her and she made a very stressful time a lot less stressful.
Shane Cook, Vancouver BC
Chelsey was amazing to work with as a first-time homebuyer! She guided me through every step of the financing process and was always happy to answer any questions I had.
She’s incredibly knowledgeable and helped me get the best rate possible with what I had to work with.
On top of that, she kept in constant communication throughout the entire process to make sure I understood and was comfortable with the agreement.
I would highly recommend Chelsey if you are looking at getting a mortgage, you won’t be disappointed!
Amanda Newell, BC
Chelsey Johnson was SO great to work with, I’d highly recommend her! She was extremely patient & willing to run SO many number options for me, until I finally decided on a home. She answered all my questions so promptly, no matter what time of day/night (no bank would ever do that for you!). I’ve had 2 mortgages in the past but was so happy with her services, that I will 100% be using her when it comes to re-mortgage. It’s just a bonus that she got me such a low interest rate, even my notary said “wow that’s a great rate”. I’d definitely recommend her to all my family & friends – thanks again Chelsey
Chanelle Kuhn, Penticton BC
Very knowledgeable and professional. Chelsey didn’t add any pressure to our situation. I would highly recommend her as a Mortgage Broker!
Alex Vikner, Penticton, BC
Our calculators will allow you to explore your Mortgage options.
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